How OpenWater and Payment Gateways Work Together | OpenWater

How OpenWater and Payment Gateways Work Together


OpenWater has retained a security firm to independently validate our PCI compliance efforts. We do the heavy lifting so that you can safely use many popular payment gateways. Read on to learn more about how we work with a variety of popular gateways. If you are a prospective customer, your sales representative can provide you our compliance materials. If you are a current customer you can reach out to your support rep to request our PCI Compliance documentation, Recent Scan Results, and Quarterly PEN Test results.

 


Client-Side Encryption and Tokenization for all Gateways
To ensure maximum security, no credit card data passes through the main OpenWater Platform. When a user enters their credit card number, we encrypt the data before the web browser can pass it along.

  • We take extra precautions to make sure the non-encrypted card number cannot be captured in transit.
  • This tokenized information along with other Credit Card information such as first name and last name are then sent via a second layer of encrypted transit using TLS 1.2.
  • A very narrow portion of code which is reviewed by a third party security firm then decrypts the payload and process the card information.
  • This portion of code uses a PA-DSS certified payment processing component.
  • No credit card information is ever stored


Accept credit card payments with your existing Authorize.NET account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



BillHighway is commonly used for chapter based organizations. BillHighway allows an accounting split out between chapters and a national organization to help ensure compliance with revenue collection policies. We use our tokenization method described above to streamline your PCI compliance process. There is a one time nominal setup fee to setup your specific revenue split logic. OpenWater does not charge a per-transaction fee.

 



Accept credit card payments with your existing BluePay account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Accept credit card payments with your existing BrainTree account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway. As an option we can also store credit cards in the BrainTree Vault so that you can make further charges.

 



Use Chase Hosted Checkout to collect payments in OpenWater. With Chase Hosted Checkout the payment process is entirely handled by Chase. PCI Compliance responsibilities are even further reduced.

 



Accept credit card payments with your existing Cybersource account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Accept credit card payments with your existing Elavon Virtual Merchant account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Accept credit card payments with your existing eWay Merchant account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Accept credit card payments with your existing FirstData Global Gateway Merchant account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Accept credit card payments with your existing Forte Payments Merchant account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Accept credit card payments with your existing Global Payments (RealEx) Merchant account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Accept credit card payments with your existing Innovate Payments Merchant account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Make that moolah 🙂 with your existing Moolah Payments Merchant account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Collect payments with your existing Paya (formerly Sage Pay USA) Merchant account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Use PayPal Express Checkout to allow people to complete the payment process using check, credit card or their PayPal funds. Using PayPal express checkout eliminates your PCI scope as an organization.



Accept credit card payments with your existing PayFlow Pro (Verisign) account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Accept credit card payments with your existing PayPal professional account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Accept credit card payments with your existing PaySafe (formerly Optimal) account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Accept credit card payments with your existing Plug N Pay account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Use Quickpay Hosted iFrame to collect payments in OpenWater. With QuickPay the payment process is entirely handled by Quickpay servers. PCI Compliance responsibilities are even further reduced.

 



Accept credit card payments with your existing Sage Pay (UK) account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Accept credit card payments with your existing SecureTrading account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Accept credit card payments with your existing Stripe account. Stripe includes StripeJS which is a tokenization method similiar to the one we at OpenWater use. For PCI compliance purposes, when you use StripeJS, we use the encryption provided by Stripe. For customers who are unable to use StripeJS we also support the legacy Stripe integration using OpenWater tokenization.

 



Accept credit card payments with your existing Swoosh ePay account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Universities and large organizations use TouchNet to manage their PCI compliance. OpenWater works with TouchNet to ensure payments are handled following the most strict PCI compliance guidelines. There are no additional fees from OpenWater to work with this gateway.

 



Accept credit card payments with your existing USA ePay account. We use our tokenization method described above to streamline your PCI compliance process. There are no additional fees from OpenWater to work with this gateway.

 



Accept credit card payments with your existing WorldPay (also known as Vantiv) account. We use our tokenization method described above to streamline your PCI compliance process. In addition we complete an annual validation with the Vantiv team to ensure safety in payment processing between our two systems. There are no additional fees from OpenWater to work with this gateway.